The Debt Bondage Repair Act is a federal law enacted in 2022 specifically designed to help survivors remove fraudulent accounts and debts from their credit reports. It provides a legal pathway for individuals to dispute and eliminate negative credit items that resulted from exploitation or coercion. Our service helps you prepare and submit the required legal documentation to all three major credit bureaus.

Yes, absolutely. Your privacy and safety are our highest priorities. All consultations, documents, and communications are handled with complete confidentiality. We use secure, encrypted systems for all client information and work with certified non-profit organizations that understand the importance of discretion and trauma-informed care.

Your one-time fee includes: a free confidential eligibility assessment, expert preparation of all required legal documents, submission to all three major credit bureaus (Experian, Equifax, TransUnion), non-profit certification through our partner organization Jamaia's House (501c3), ongoing support throughout the process, and assistance with any follow-up or appeals if needed. There are no hidden fees or monthly charges.

Our business funding service helps you access $10,000 to $500,000 in capital for your business. You pay an initial service fee of $299.99 with no monthly charges. We only charge a 5% broker fee on funding that is successfully approved and received. The service includes: initial consultation, corporate document review, legal paperwork preparation, 411 directory listing, website compliance review, dedicated business phone setup, and monthly credit inquiry removal.

That's completely normal, and we're here to help you figure it out. Start with a free confidential consultation. We'll listen to your situation, answer your questions, and help you understand which service—or combination of services—makes the most sense for your unique needs. There's no pressure, and you're never obligated to move forward.

Most DBRA cases are resolved within 30-45 days after submission to the credit bureaus. However, timelines can vary depending on the complexity of your case and how quickly the bureaus respond. We provide ongoing support throughout the process and keep you informed every step of the way.

DBRA services are designed for individuals who have fraudulent accounts or debts on their credit reports that resulted from exploitation or coercion. During your free confidential consultation, we'll review your situation and help you understand whether DBRA is the right path for you. Our partner non-profit organization, Jamaia's House, provides the required certification for eligibility.

We help business owners access various types of funding including: 0% interest business credit cards, term loans, business lines of credit, SBA loans, equipment financing, and grant opportunities. Funding amounts range from $10,000 to $500,000 depending on your business structure, credit profile, and funding needs.

Never. Our team is trained in trauma-informed care and understands that everyone's journey is different. We only ask questions necessary to provide you with the best possible service, and you're always in control of what you share. Our goal is to create a safe, supportive environment where you feel respected and heard.